Stories from the Field: For a mother in Negros, the flood took more than a home
For Gina Billones, 53, life along the Bago River in Murcia, Negros Occidental, is shared with her two children, ages 24 and 17. They are one of several families settled in a community along the riverside.
Recent flooding in the area caused by the heavy rains by Typhoon Tino (international name Kalmaegi) significantly damaged Gina’s house, forcing the family to evacuate. Since the disaster, they have been relying on food packs distributed by the social welfare office to meet their basic needs.
Access to safe and reliable water remains a pressing concern. The flood overflow contaminated the household’s shallow well, which they typically use for daily needs, making it unsafe. The family must now source their drinking water from a refilling station, at a cost of PHP 135 ($2) per container.
The flood has also interrupted the family’s income. Gina works in the nearby sugarcane fields, but the flooding temporarily halted all work on the plantation. This sudden stop in work affects multiple households in the riverside community, many of whom share a similar dependence on plantation-based labor.

Gina shares her story to CARE Philippines Country Director and her team during their assessment in the community on November 9, 2025.
“We have no income but we have to buy what we need”, she shared.
At present, the family’s priority needs include continued food support, safe drinking water, and materials for shelter repair. The early resumption of their livelihood, or alternative options for earning an income, is essential for them to sustain their daily living and begin recovery.
CARE Philippines is currently assessing the needs of affected communities like Gina’s. The organization is preparing to provide support, focusing on delivering essential items and assistance to help families meet their immediate needs and cope with the effects of the flooding.
